Address
27 Elder Way, Wantage, Oxfordshire, OX12 7FT.
Opening Hours
Monday - Friday
9:00am - 6.00pm
MORGAN HARRISON MORTGAGE SOLUTIONS
Mortgage Broker based in Wantage, Oxfordshire.
Oxfordshire Mortgage Broker – Fixed Fee Pricing
Morgan Harrison Mortgage Solutions
Hello, my name is Eve Morgan of Morgan Harrison Mortgage Solutions, a Mortgage Broker based in Wantage, South Oxfordshire.
After 15 years working for both mortgage lenders and larger mortgage broking firms, I started Morgan Harrison from the belief that everyone deserves expert advice along with exceptional service.
Having dealt with a vast range of clients including first time buyers, government schemes such as shared ownership or Help to Buy to international investors, I am uniquely placed to help whatever your situation.
Whole of Market
Being whole of market opens the door to a wide range of lenders allowing me to find you the best possible terms for your circumstances, it also allows me to use those relationships to gain access to exclusive rates and even some lenders that aren’t available to all.
What Makes Me Different?
I believe in exceptional service and a human approach, my role is to listen to your needs to allow me to give you the best advice, each client is an individual and should be treated as such. I appreciate that buying a home or even reviewing your existing mortgage can be confusing and stressful, I am here to take the hard work out of it!
It is important to me that everyone receives expert advice that is tailored to their circumstances, whether you are buying your first property or your 10th, small mortgage or large you should be treated as an individual and receive exceptional service regardless.
Choose The Right Mortgage Broker
Choosing the right mortgage broker is very important, as you are trusting that person with one of the most important financial decisions you will make. Here at Morgan Harrison Mortgage Solutions, you know that it will be me, Eve, who answers all of your enquiries, whether that be by phone or email. I will know all of the details of your case and be on hand to help and advise you as required. It is important to me to build lasting relationships as your need for mortgage advice does not end when you have purchased your property or renewed your rate, my hope is we will be talking for many years to come!
What my clients say…
Lel Brady
Eve was highly recommended to me following my plea on social media for a mortgage advisor. My circumstances were quite unique due to historic credit issues, despite this Eve expertly guided me through my options. She was incredibly responsive throughout the entire process, even on a Sunday evening. She always answered my questions no matter how repetitive or incessant and knew exactly what to say to reassure me that we were on the right path. I’m so thankful to Eve for everything she did to support me through a quite stressful process. The outcome was exactly as I had hoped and she even sorted my life insurance policy. What more could you ask for! Thank you Eve, you’re an absolute treasure and I’m looking forward to working with you again next time around.
My Mortgage Services
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £350.
Property purchase
Buying a new home can be stressful but it shouldn’t be! I take the hard work out of the process by advising on and arranging the most appropriate mortgage for your needs. I am also experienced with schemes such as Help to Buy and shared ownership and will guide you through every step.
A few of the things we can help with:
- 5% deposit mortgages
- Help to Buy Equity loan
- Shared ownership
- Past credit problems
All a part of the service:
- Talk you through the house buying process and help you set a budget
- Give you full advice and make a recommendation on the best lender to suit your needs
- Complete the application process and liaise with the lender from beginning to end.
- Keep estate agents / builders, solicitors and you updated along the way.
- Contact you in the future to review your mortgage when the time comes.
Mortgage Review
When your current mortgage rate comes to an end it is really important to make sure you go through all the options to make sure you aren’t paying any more than you need to and avoid dropping onto your lender’s standard rate! I will conduct a full review of your circumstances and recommend the best way to move forward. This could be changing lender to save money or staying where you are either way I can assist with this even if you did not take the original mortgage through me.
A few of the things we can help with:
- Switching to a new lender
- Renegotiating your deal with your current lender
- Help to buy equity loan remortgages
- Raising extra money, for example to complete home improvements or buy another property.
- Past credit problems.
All a part of the service:
- Fully review your current mortgage arrangements
- Give you full advice and make a recommendation on the best lender to suit your needs
- Complete the application process and liaise with the lender from beginning to end.
- Contact you in the future to review your mortgage when the time comes.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Buy to Let
The ‘Buy to Let’ mortgage market has seen big changes over the last few years and it is more important than ever to get expert advice. Contact me to see how we can help.
A few of the things we can help with:
- Purchase of a Buy to Let
- First-time landlord
- Ltd. company purchase
- Remortgage your current Buy to Let property
All a part of the service:
- Talk you through the buying process and help you set a budget.
- Full advice and recommendation on the best lender to suit your circumstances
- Complete the application process and liaise with the lender from beginning to end.
- Keep estate agents / builders, solicitors and you updated along the way.
- Contact you in the future to review your mortgage when the time comes.
Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.
Government schemes
There are several ways to purchase and receive assistance from one of a number of Government schemes such as Help to Buy and Shared Ownership. As these schemes often have their own guidelines it is super important to deal with an advisor who has experience with the scheme you want to use. Having dealt with this type of purchase for a number of years I can talk you through all aspects of this to ensure that you understand the different options available to you.
A few of the things we can help with:
- Help to Buy – Equity loan
- Shared ownership
- Pocket homes scheme
- Reviewing your current mortgage
All a part of the service:
- Help to Buy/Shared ownership affordability assessment.
- Help to Buy equity loan applications (Completion of the property information form).
- Full advice and recommendation on the best lender to suit your circumstances.
- Complete the application process and liaise with the lender from beginning to end.
- Keep estate agents / builders, solicitors and you updated along the way.
- Contact you in the future to review your mortgage when the time comes.
My Three Step Process
01
Getting in touch
The whole process starts with you getting in touch with me either by phone or email.
02
Getting to know you
03
Getting it done
Frequently Asked Questions
Do I need a perfect credit history?
How much do i need as a minimum deposit?
There are lenders who will offer a mortgage with as little as 5% of the purchase price, eligibility for this will depend on your circumstances and also the home you are looking to buy. Get in touch and let’s see how I can help you.
Why should I use a Mortgage Broker?
My role is to guide you through the whole process, I will advise you on the best lender to use for your mortgage and then go on to arrange the application on your behalf. This means you do not have to speak to multiple lenders to ensure you are getting the best deal and you do not need to spend hours once your application is submitted chasing everything through – I do all of this for you!
I'm Self Employed, can you help me?
My Estate Agent says I have to use their Broker?
Can I have more than one mortgage?
Yes, in some circumstances it is possible to own more than one property either to rent out or as a second home. This is entirely dependent on your circumstances so if this is something you are considering get in touch.
What does "whole of market" mean?
This means I am not restricted to a panel or limited range of mortgage lenders, being whole of market means I can approach any mortgage company that will accept applications from intermediaries. It is important when looking for a broker that if they are not whole of market you understand any restrictions on your choice of lender and how this might impact you.
Some of my Testimonials
Holly White
5 star service! We’ve worked with a number of mortgage advisors in the past and none can even come close to the service we’ve received from Eve. We cannot fault her. She is the best at her job and has helped us so much. I would HIGHLY recommend!!.
Katie Finch
I used Eve to do my first ever mortgage. It wasn’t as straight forward as I hoped but she was really informative, professional in her approach and walked me through all the options and the lenders that would lend to me. Regardless if you are a first time buyer , home mover or remortgaging then Eve at Morgan Harrison is the broker for you.
Lillie Debbage
I couldn’t recommend Eve enough, she was really helpful, informative and explained things in real terms. Always available when we needed a question answered. I would 100% go to Eve again in the future. Thank you again for all your help!
Whole of market mortgage advisor based in Wantage, Oxfordshire.
27 Elder Way, Wantage, Oxfordshire, OX12 7FT.
Links
Eve Morgan T/A Morgan Harrison Mortgage Solutions (FCA number: 831358) is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
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